Indonesia Second Home Visa 2026: Requirements & Cost

Indonesia Second Home Visa 2026: Bali KITAS Options Compared

Last updated: August 2026

Indonesia's Second Home Visa requires a $130,000 deposit in a state-owned bank, or a $1,000,000 property investment, and it grants five to ten years of residency without the right to work locally. That makes it one of four genuinely distinct legal paths to living in Bali long-term in 2026, and each one asks for a very different price of admission.

Most guides to this topic cover a single pathway and treat the numbers as settled fact. They aren't. Research for this article turned up real disagreement across sources on the property-route minimum, the exact government fee, the age cutoff, and the investor shareholding threshold, disagreements no competitor article we reviewed bothered to flag. This guide lays out what's verified, what's contested, and which of the four routes, Second Home Visa, remote worker KITAS, investor KITAS, or retirement KITAS, actually fits your situation.

If you're weighing Indonesia against other bases for remote work or a company, Atlasway's guide to choosing a jurisdiction as a digital nomad is worth reading alongside this one. It covers the trade-offs that apply regardless of which country you land on.

Key Takeaways

- Indonesia's Second Home Visa requires a $130,000 deposit in a state-owned bank (BNI, BRI, Mandiri, BTN, or BSI) or, per most sources, a $1,000,000 property purchase, for five to ten years of residency with no local work rights.

- Three other KITAS categories offer lower entry costs but shorter, renewal-dependent stays: the E33G remote worker KITAS ($60,000/year income, 1-year validity), the investor KITAS (via a PT PMA company), and the retirement KITAS (age 55+, $3,000/month income, 1-year validity).

- Four figures in this space carry unresolved source conflicts, including the investor KITAS shareholding threshold, which varies by roughly 10x depending on the source. Verify each one directly before committing capital.

- None of these permits automatically makes you an Indonesian tax resident. That's a separate 183-day physical-presence test.

- Indonesia does not permit dual citizenship for adults. Reaching KITAP and eventually naturalizing means renouncing your existing nationality.

What is the Indonesia Second Home Visa?

The Second Home Visa (officially classified as E33, issued as an e-ITAS) is a long-stay residence permit created for financially independent foreign nationals who want to live in Indonesia without working locally or running a business there. It's administered by the Directorate General of Immigration through the e-Visa portal.

What are the requirements for Indonesia's Second Home Visa? Applicants must show either $130,000 held in a state-owned Indonesian bank account or a $1,000,000 property purchase, hold a passport valid for at least 36 months, and meet a minimum age requirement (most sources cite 18 or 19, with no upper limit). The visa grants five or ten years of residency, depending on the route, but does not authorize local employment.

That last point trips up more applicants than the financial threshold does. The Second Home Visa is a residency product, not a work permit, and Indonesian-sourced income of any kind falls outside what it authorizes.

Want to see how Bali compares to other places you could base yourself? Atlasway's roundup of remote-friendly jurisdictions puts Indonesia's trade-offs next to four other popular options.

Indonesia Second Home Visa requirements and cost

The Second Home Visa has two qualifying routes, and they lead to meaningfully different outcomes in duration, liquidity, and cost.

The deposit route: $130,000 in a state-owned bank

The most consistent figure across every source reviewed for this guide: applicants can qualify by depositing $130,000 (roughly IDR 2 billion) into an account at one of five state-owned banks, BNI, BRI, Mandiri, BTN, or BSI. The funds must remain in the account for the duration of the visa; this isn't a one-time show of solvency; it's a standing balance requirement.

This is the route Diane, a 61-year-old retired architect from Toronto, chose in early 2026. She'd been renting a villa near Ubud for two years on a series of tourist and social-cultural visas, and she had roughly $400,000 in a diversified investment portfolio. A property purchase would have tied up a quarter of her liquid net worth in a single illiquid asset in a foreign country. Instead, she moved $130,000 into a Bank Mandiri account, kept the rest invested, and now holds a five-year e-ITAS that she can extend without selling anything.

The property route: what it actually requires, and where sources disagree

Most sources, including expat.or.id's citation of the underlying regulation, put the property-route minimum at $1,000,000 for an apartment or flat. That figure appears across the majority of competitor content reviewed for this article.

One source, asialongstay.com, cites a lower alternative: an IDR 5 billion (roughly $305,000) threshold tied to a Hak Pakai ("right to use") villa structure. No other source corroborated this figure. Treat it as unverified until you confirm it directly with a licensed formation agent or the current regulation, because building a decision around an uncorroborated number that's a third of the mainstream figure is exactly the kind of mistake this guide exists to prevent.

Duration: five years vs. ten years

The deposit route grants a five-year e-ITAS, extendable once for a further five years. The property route grants a direct ten-year e-ITAS in most source accounts. The exact mechanics behind that difference, and whether the five-year deposit route genuinely functions as a full decade once extended, varied slightly by source. Confirm the current renewal rules before treating either figure as fixed.

Who qualifies, and the age-eligibility discrepancy worth flagging

Most sources describe no upper age limit, with a minimum of 18 or 19, and note the program is "accessible to applicants well into their 70s." One source, expat.or.id, states the program targets foreigners "under 55 years old," a direct contradiction of nearly every other account reviewed. If age eligibility affects your decision, this is a figure worth confirming directly with the Directorate General of Immigration before you start moving money.

Government fees and realistic all-in cost

The government fee figure is the least settled number in this entire research pass. Sources cited IDR 7,000,000, IDR 13,000,000, and a separate $130 (roughly IDR 21,000,000) "state fee" per applicant, three different framings that aren't obviously reconcilable. Beyond the government fee, budget for legal or agent assistance, certified translations, and the opportunity cost of locking up $130,000 or more in a low-yield bank deposit for the visa's duration.

Note: Four figures in this article carry unresolved conflicts across the sources we reviewed: the property-route minimum, the government fee schedule, the age cutoff, and the investor KITAS shareholding threshold below. Program requirements are also the kind of thing that changes without much notice. Verify each figure against a current, dated primary source, or a licensed formation agent, before committing capital.

Bali's other long-stay KITAS options

The Second Home Visa isn't the only legal route to a long stay in Bali. Three other KITAS categories cover remote workers, investors, and retirees, each with a different cost structure and a different set of restrictions.

E33G: the remote worker KITAS

The E33G remote worker KITAS fits people earning income entirely outside Indonesia. Requirements: $60,000 per year in income from a non-Indonesian employer or client base, plus a $2,000 balance shown over the preceding three months. It grants one year of validity with multiple entry, and it prohibits any Indonesian-sourced income.

Jonas, a software contractor from Berlin billing clients in the Netherlands and the UK, weighed this route against the Second Home Visa in early 2026. His annual invoiced income was around $95,000, comfortably above the E33G threshold, but he had nowhere near $130,000 in liquid savings to lock into a deposit account. The E33G let him qualify on income rather than capital, at the cost of a shorter, renewal-dependent stay instead of the Second Home Visa's longer certainty.

Ready to think through where your business should actually be based? Explore your options with Atlasway →

Investor KITAS (E28A): residency through a PT PMA

The investor KITAS ties residency to ownership of an Indonesian limited liability company, a PT PMA (Penanaman Modal Asing, or foreign-owned company). This is the route for people planning to genuinely operate a business in Indonesia, not a lower-capital shortcut into residency.

PT PMA formation itself requires an IDR 10 billion minimum total investment plan (excluding land or building value) and an IDR 2.5 billion (roughly $160,000) minimum paid-up capital, figures required before Indonesia's OSS system will issue a permanent business ID (NIB). On top of the formation cost, expect ongoing compliance: quarterly LKPM investment activity reporting and capital maintenance, obligations that don't disappear once the company is registered. Atlasway's breakdown of the true cost of maintaining an international company covers the kind of ongoing overhead that catches people off guard here.

The individual shareholding threshold tied to E28A eligibility is the most consequential unresolved figure in this entire research pass. Two sources cite an IDR 10 billion individual shareholding requirement. A separate source describing PT PMA capital requirements implies a much lower IDR 1 billion individual figure, set against the IDR 2.5 billion company-wide paid-up capital minimum above. That's roughly a tenfold difference in the real capital commitment, and it's not a rounding error. Verify this figure directly with a licensed formation agent or BKPM before you commit capital based on any single source, including this one.

Investor KITAS permits typically run one to two years and are extendable, with some sources describing extensions that allow up to six years of continuous stay before KITAP eligibility.

Priya, a 38-year-old founder from Singapore, spent four months in 2026 evaluating whether to open a boutique wellness retail business in Canggu. She budgeted the full PT PMA capital requirement, hired a local accountant before incorporating, and built the LKPM reporting cycle into her business plan from day one. Contrast that with the applicants some formation agents describe privately: people who want to register a PT PMA on paper, satisfy the minimum capital requirement, and never actually operate the business, treating Investor KITAS as a cheaper backdoor into residency. That approach carries real regulatory risk. LKPM reporting and capital verification exist specifically to catch companies that exist on paper only.

Retirement KITAS (E33F): age 55+

The retirement KITAS is age-gated and income-based: applicants must be 55 or older, show $3,000 per month in income, and maintain a $2,000 balance. It grants one year of renewable validity and does not permit employment.

Comparing the four pathways

No competitor article reviewed for this guide puts all four options in one table with real trade-offs attached. Here's that comparison.

The real decision usually comes down to three questions: how much capital you have available and whether you want it liquid, whether you intend to earn any income inside Indonesia, and your age. Someone with $130,000 in savings and no interest in local business fits the Second Home Visa. Someone with strong foreign income but limited capital fits E33G better. Someone genuinely building a company in Indonesia is the only real audience for Investor KITAS.

Ready to see how Indonesia stacks up against other jurisdictions on your shortlist? Start a conversation with Atlasway before you commit capital to any single country.

From KITAS to KITAP, and why it isn't a path to dual citizenship

Every one of these four pathways is a step toward a longer-term status called KITAP, permanent stay permit, but KITAP is not something you apply for directly. It's always a conversion from an existing KITAS, and the timeline depends on which category you started in.

Timeline by category, and the source conflict on investor timelines

Reported timelines to KITAP eligibility: three consecutive years on the Second Home Visa's e-ITAS, per one source; three to five years for standard work-based KITAS categories; and, for investor KITAS specifically, either roughly three years (per one source) or four to five years (per another), a conflict that matters if your planning depends on a specific date. Verify the current timeline for your category directly before setting expectations around it.

What KITAP actually grants

KITAP is issued for five years and renews if the underlying conditions, financial or investment-linked, continue to be met. It removes the annual or biannual renewal cycle that governs most KITAS categories, but it does not, by itself, grant citizenship or voting rights, and it does not create Indonesian tax residency automatically.

That last point deserves its own emphasis, because it's the single most underexplained fact across every competitor article reviewed. Holding a KITAS, or even a KITAP, does not make you an Indonesian tax resident. Tax residency in Indonesia, as in most jurisdictions, runs on a separate physical-presence test, generally a 183-day threshold within a 12-month period. Atlasway's guide to the 183-day rule and dual residency explains how that test works in general terms, and the same logic applies here: legal residency status and tax residency status are two different questions with two different answers. If you're relocating on any of these permits, it's also worth reviewing what moving abroad actually does to your tax obligations in your home country, since that side of the equation rarely resolves itself just because you've left.

Indonesian citizenship: residency requirement and the no-dual-citizenship rule for adults

After two consecutive five-year KITAP renewal cycles, eligible foreigners may apply for naturalization through Indonesia's Ministry of Law and Human Rights. Ordinary naturalization more broadly requires five years of continuous residency (or ten years cumulative), demonstrated knowledge of Indonesian language and civics, and a degree of presidential discretion in the final decision.

Indonesia does not permit dual citizenship for adults. Naturalizing as Indonesian requires renouncing your existing nationality, a fact that several competitor sites mention only in passing, or skip entirely, according to Indonesian nationality law. Children of mixed-nationality parents are the one exception: they can hold dual nationality until age 18, then must choose a single nationality by 21, or hold a Limited Indonesian Dual Nationality Passport in the interim. A 2024 government proposal to extend dual citizenship rights to overseas Indonesians has been reported, but it remains a proposal, not current law. If a second passport rather than a place to live is your actual goal, weigh that against citizenship-by-investment programs elsewhere that don't require renouncing anything.

Who this works for, and who it doesn't

Second Home Visa fits: retirees and high-net-worth individuals with $130,000 or more in liquid capital, or a genuine willingness to put $1,000,000 into Indonesian property, who want multi-year certainty without any intention of working locally.

E33G fits: remote professionals with verifiable foreign income at or above $60,000 a year, who are comfortable with an annual renewal cycle in exchange for a much lower capital requirement.

Investor KITAS fits: founders genuinely prepared to operate an Indonesian company, meet the PT PMA capital requirements, and handle ongoing LKPM reporting, not people looking for the cheapest route to a residence card.

Retirement KITAS fits: retirees 55 and older with a stable $3,000-a-month income who don't need work rights and are comfortable with annual renewals.

This is not the right fit if:

• You expect local work rights on the Second Home Visa or E33G. Neither permits Indonesian-sourced income, full stop.
• You're treating Investor KITAS as a cheaper backdoor into residency without intending to actually run the company. LKPM reporting and capital verification exist to catch exactly this pattern, and the regulatory risk is real.
• You assume any of these permits creates Indonesian tax residency. It doesn't. That's a separate 183-day test.
• You're pursuing KITAP as a fast, low-friction route to a second passport without renouncing your current one. Indonesia's no-dual-citizenship rule for adults makes that path a genuine trade-off, not a formality.
• Your budget sits well under $60,000 in annual income or $130,000 in capital. None of these four pathways currently has a lower-cost entry point.

How to get started

Two ways to apply: directly through the e-Visa portal, or through a licensed agent who handles document preparation and submission on your behalf.

Self-application makes sense if your documentation is straightforward, your source of funds is easy to demonstrate, and you're comfortable navigating a government portal that, per multiple accounts including our own research for this guide, doesn't always surface complete requirements on every page. A licensed agent earns its fee when your situation involves a property purchase, a PT PMA formation, or documentation that needs certified translation, apostille, or notarization. Atlasway's overview of notary and translation requirements for global mobility applications is a useful reference regardless of which route you take, since certified translations come up across nearly every category here.

Realistic processing timelines vary by category and by how complete your initial submission is; budget more time than any single official estimate suggests, and confirm your passport has at least 36 months of validity before you start.

The bottom line

Indonesia doesn't offer one path to legal long-term residency in Bali. It offers four, and they trade capital, income, work rights, and commitment against each other in different ways. The Second Home Visa buys years of certainty for $130,000 or more, with zero local work rights. E33G trades a lower capital bar for annual renewals. Investor KITAS only makes sense if you're actually building a company. Retirement KITAS serves a narrow, age-gated audience well.

None of the four is a shortcut to Indonesian tax residency, and none puts you on a fast, low-friction path to a second passport, since naturalization here means giving up your existing one. Before you move money, confirm the property-route minimum, the government fee, the age cutoff, and the investor shareholding threshold directly with a current source, because this guide found real, unresolved disagreement on all four.

If you're still comparing Indonesia against other jurisdictions for a company, a base, or both, get in touch with Atlasway to talk through what actually fits your situation before you engage a formation agent or immigration lawyer.

(Editorial note: replace VIDEO_ID_PLACEHOLDER with Atlasway's own walkthrough video or a verified, currently-live third-party source before this article goes live.)

Note: The information in this guide is for research and educational purposes. It does not constitute legal or tax advice. Immigration rules and tax regulations change frequently, always verify current requirements with a licensed advisor before taking action.

The information in this article is for research and educational purposes only. It does not constitute legal or tax advice. Program rules, investment thresholds, and government fees change frequently — always verify current requirements with a licensed advisor before taking action.